Injuries can arise without warning and take place anywhere including the workplace. So, what happens if you encountered personal injury while at the workplace? Are you entitled to a personal injury claim? If the accident happened while doing your job, you can file a compensation claim to cover the damages incurred while recovering from the injury. This claim is often called “worker’s compensation” and in most states, employers are required to provide workers the compensation insurance policy.
What is a worker’s compensation policy?
As I’ve mentioned every state requires employers to provide their employees with the “workers compensation insurance policy” and even those working in the federal government must be covered by federal workers’ compensation benefits. There are cases wherein independent contractors including salesmen may not be covered by this compensation. According to the law mandated, employers must pay expenses covering medical treatments, rehabilitation including loss of earnings while the injured employee is on leave. But, if the worker’s compensation is availed, the employee cannot file a lawsuit against the company even if they are at fault of the accident.
When can you file a personal injury case?
Based on the legal knowledge of a lawyer in Philly the injured employee has a right to file both, the worker’s compensation and the personal injury claim. Since you cannot file a lawsuit against your employer, under the law you still have legal rights to file a personal injury case against the manufacturer of the defective equipment used at the workplace that led to your serious injury. The legal representative you will hire will do further investigation about your personal injury claim and assess if you have a legal case to file.
What do you need to know about the worker’s compensation claim?
Most coverages of compensation claims include the medical bills, rehabilitation treatments, and loss of earnings while an employee can’t still go to work. These claims are usually processed immediately after the actual filing, but there are also cases in some states that release could take a longer process. If you feel you need to file a personal injury case, but don’t know how to prove it or how much damages you should claim, better contact a personal injury attorney.
How can a personal injury lawyer help you?
The rules and regulations covering a personal injury case can be very complicated and each case of injury is entirely unique from other similar cases. A knowledgeable personal injury lawyer in Philly could be your instrument in learning your rights as an employee and get the right compensation you really deserve.