Tag Archives: Car Accident Attorney Philadelphia

Health Insurance And Car Accident Injuries: All You Need To Know

Health Insurance And Car Accident Injuries: All You Need To Know

People contemplate to an ample extent before purchasing a health insurance program. Nonetheless, the maximum number of people frequently unknowingly neglect to pay attention if our health insurance policy also underwrites personal catastrophe damages.

Car Accidents And Their Frequency

Car accidents are unfortunately coming to be a banality. Preoccupied steering due to texting, drunk driving, and speeding, are highly accountable for casualties on the roads and highways. Even if you are not behind the steering wheel, you must put up precautions as the tragedy may happen to anyone.

Health insurance boosts coverage for one’s medical and hospitalization expenditures up to a fraction of the amount guaranteed by the agreement.

Available Policies

There are numerous varieties of Mediclaim policies accessible in the market, for example, Individual Mediclaim Policy, Family Mediclaim Policy, Senior Citizen Mediclaim Policy, etc.

Society must not be under the inaccurate sentiment that their health insurance policy contributes a veil for all medical expenditures, irrespective of the justifications. Personal casualty cover is a distinctive kind of insurance commodity that requires to be paid for, over and above health insurance. A personal accident policy can be acquired either as an add-on cap in the health insurance proposal itself or as a thoroughly independent scheme.

Several insurance corporations have now commenced containing personal accident policies in their ‘inclusions’ section just so they can customize their strategies according to their ordinances. Usually, in legal cases of road accidents, all medical expenditures, right from the ambulance fees to in-patient hospitalization upkeeping are well taken care of. Some agendas however have moreover broadened their range to post-hospitalization payments like physiotherapy, consultation fees, etc.

While alternatively, they can also choose to go for a thorough personal casualty insurance policy that administers as a standalone range plan that procures penalties and payments originating due to the catastrophe. Such strategies empower monetary earnings in case the insured person goes through a whole or partial disability or yields in the disastrous incident of a death.

Most lawyers and attorneys from the majority of law firms will explain to you how fighting for insurance is a tedious job.

Importance Of Insurance

Life sure is unpredictable, even at its best. One can never be too sure about how the road that’s moving along will lean towards, quite literally! In today’s unpredictable eternity, personal catastrophe insurance or coverage regulates assistance for practically every person, with no regard for their age, livelihood, and condition and that’s why you should entrust the responsibility of your life to a Philadelphia car accident attorney because they know what they do and also helps you look at your life or your casualties with a better vision and strategy.

Philadelphia Injury Lawyers P.C. can help you here. We come equipped with the necessary expertise under our belt to take care of your case. Find a suitable lawyer today! As a reputable law firm, we have created a niche for ourselves by offering bespoke professional services to our clients.

Any Philadelphia car accident attorney from Philadelphia Injury Lawyers, P.C. is going to be perfect for your case.

Safety Tips For Driving on Icy Roads

Safety Tips For Driving on Icy Roads

Winter driving is quite dangerous. Those who live in an area where this happens frequently should be aware of the danger. There are additional measures that drivers need to take when there’s snow and ice on roads. This article by Philadelphia car accident lawyers assists you in driving safely on icy roads.

Safety Tips for Drivers Driving in Winter

Here are some precautions that drivers must follow when driving on snow and ice to avoid accidents.

  • Driving in the winter needs slower speed and extra caution due to bad visibility and the increased danger of accidents. Always allow some spare time when driving in the winter.
  • Make sure your winter tires are properly inflated and have the correct type of tread. If you’ll be driving on ice, investing in a set of winter tires is a wise decision.
  • If the road becomes slick, make sure you have chains available.
  • With a slower speed, it’s easier to react when something goes wrong. To respond more quickly in an emergency is possible when driving slowly. On icy roads, driving too fast can be hazardous. Be prepared to travel slower than you would on dry roads.
  • Keep a minimum of three car lengths between your vehicle and the vehicle ahead of you at all times.
  • Remain your headlights on, even during the day. During the winter season, visibility reduces due to snow and ice. Even if it isn’t snowing, your headlights will provide an extra layer of protection for you.

What if You Meet With an Accident Despite Being Careful?

Car accidents can happen to anybody and cause a lot of pain and suffering. Being injured due to someone’s irresponsibility might add to your stress and frustration. Philadelphia Injury Lawyers, P.C. assists you through the entire procedure. They begin with the accident and help you through the hospital treatment, insurance company dealings, and lawsuits. A reputable law firm is something you need. They have skilled injury attorneys. Hire a car accident lawyer in Philadelphia after your car accident to get the best legal help.

Let a Car Accident Lawyer Fight for You

Personal injury attorneys are among the most trusted professionals, having years of experience and a great name in the business. They are dedicated to fight for people who suffer due to another’s negligence. A top personal injury attorney represents clients in various forms of accidents.

Philadelphia Car Accident Lawyers Do All the Work Law firms are devoted to your interests and strive to get the best possible outcomes on your behalf. They value their clients and want to do everything to meet their expectations. An injury lawyer begins by talking about your case and gathering relevant information. Having gathered all the facts and knowledge, a lawyer designs a detailed approach for your situation. They will contact you frequently. You can contact them for assistance after an injury in an accident. You’ll receive the compensation that you deserve as a victim of someone’s recklessness when you work with an experienced legal team of lawyers.

Closed Head Brain Injuries Caused by Car Accidents

Closed Head Brain Injuries Caused by Car Accidents

Car Accident Attorney Philadelphia

An automobile collision can cause a number of serious ailments, particularly brain and head trauma. However, not all brain injuries are equal. There are several levels and types of severity. Those who have had brain trauma as a result of a reckless driver, as well as those who care for them, should not have to deal with everything alone.

We understand the stress you’re going through if you or a loved one has suffered a traumatic brain injury in a vehicle accident. You can lessen your tension and get the financial recompense you require by consulting with a car accident lawyer in Philadelphia.

For a free consultation, contact Car Accident Attorney Philadelphia law firm now. Allow us to explain your alternatives and rights. Calling is risk-free since we provide free first consultations and are only compensated if you get compensation.

What to Do If You Had a Closed Head Brain Injuries Caused by Car Accidents

If you’ve had pain after a vehicle accident, no matter how little or severe, you should consult a doctor. You should ask to be evaluated for brain damage and to be sent to a specialist.

Following the accident, it is critical to keep track of your health symptoms for the sake of your health and your case. Several victims consider it beneficial to keep a notebook in which they may record their daily experiences. A notebook may disclose a pattern of symptoms that should not be overlooked. More crucial, if you detect a change in how you feel since the injury, go back to the doctor for medical attention.

Recovering from a Brain Injury Caused by an Accident

Even a “small” vehicle accident can result in significant brain injury. You may be able to recuperate in bed depending on the severity of the event, but other individuals will require surgery. In extreme circumstances, patients may need to stay in the hospital for weeks until the swelling or intracranial pressure subsides. TBI sufferers may be exposed to the following risks at the very least:

  • Physical therapy 
  • Visits to the doctor on a regular basis.
  • Exercises for rehabilitation and more.

The Different Types of Brain Injuries You Might Get in a Car Accident

The following are some examples of common brain injuries to be cautious of:

  • Closed Head Injury – Whenever there is no open skull fracture yet the brain is injured as a result of an impact, this is known as a closed head injury.
  • If the skull fractures, the brain is exposed to danger and can be affected by debris or a piece of the skull itself.
  • Frontal Lobe Injury – Damage to the front lobe of the brain can cause issues with emotions, memory, problem-solving, and other cognitive processes. These injuries can also cause aggressive behavior or other emotional disturbances.
  • Brain Bleeding or Hemorrhage – If your brain bleeds, it can destroy cells and cause more damage to your brain.
  • Concussion – A concussion is a type of traumatic brain injury that occurs when the brain collides with the interior of the skull. Concussions can be severe and cause long-term damage, despite the fact that they are usually only transitory.

What Can an Attorney Do for You?

Whenever it concerns your own health and well-being, you are your own greatest champion. A qualified car accident attorney, on the other hand, might be a powerful advocate for you. Injury attorneys can connect you with medical experts who can provide you with the most accurate diagnosis of your disease, as well as fight insurance companies that may delay or deny your claim. Regarding your vehicle accident, working with the experienced attorneys at Car Accident Attorney Philadelphia will provide you with the finest future support. We can assure a seamless and easy transaction with our years of extensive experience.

How to Prove the Other Driver Was Texting and Driving

How to Prove the Other Driver Was Texting and Driving

Accidents involving inattentive driving are all too common. Thousands of people suffer life-threatening injuries, property loss, and wasted time due to the recklessness of others. Texting accounts for nearly a quarter of all negligent driving accidents in the US.

Nearly 80% of all car accidents in the United States today are caused by distracted driving, including talking on a cell phone. Distracted driving is most often caused by cell phones. According to the National Safety Council, 800,000 people in the United States are distracted while driving because they are using their phones.

Drivers distracted while driving are more likely to be involved in traffic collisions. Twenty years ago, texting and driving was a very uncommon occurrence. Now it is one of the major causes of death for teens and young adults. There are a record number of young deaths resulting from distracted driving, and this is a tragedy that could have been avoided.

Impaired driving incidents seldom result in death, but many do result in serious injuries. Several techniques to prove a driver was texting or inattentive at the time of the accident may surprise you. Distracted driving is a topic that law enforcement, legal firms, and courts have “come up to speed” on.

There are various methods to prove that a driver was inattentive when they hit you, and our Philadelphia car accident lawyers explain them in the section below. Accident victims often use this type of evidence to enhance their claims, even if it isn’t always possible to establish conclusively.

Distracted Driving Can Take Many Forms:

Distracted driving refers to a variety of behaviors, not just using a cell phone while driving. When compared to other distractions, texting while driving is one of the most common and dangerous. Distracted driving can take various forms, all of which are harmful. Examples of common examples are as follows:

  • The act of consuming something
  • Looking in the mirror to see how one looks
  • Reaching for things on the console or in other seats
  • talking to other passengers, especially children
  • Changing the radio station or GPS settings
  • looking for information in books or other sources
  • Using cosmetics such as eye shadow, lipstick, eye drops, and contact lenses.
  • Rubbernecking
  • Daydreaming

How to Prove the Driver was Negligent:

The following tactics are commonly used to prove that someone was texting while driving:

The Information Stored on Cell Phones:

To prove that another driver was texting while driving at the time of the accident, you can petition to use mobile phone records in your case. You’ll need the assistance of an expert attorney if you want to get a careless driver’s cell phone records. Car accident attorneys know the process to have access to mobile phone records that the average person does not.

Trail of the “Electronics”:

In today’s society, a single cell phone contains a plethora of modern technology. Distractions such as instant messaging, email, online browsing, and social media activities will not appear in standard cell phone records. However, in general, these items leave a digital footprint. There’s a chance you may trace the source of your distraction back to the moment of your mishap. In certain cases, hiring experts who can help locate technological evidence of distracted driving may be helpful; in others, subpoenaing data records may suffice.

Eyewitnesses:

Bystanders, other drivers, and pedestrians are examples of potential witnesses. Witnesses should come forward as soon as possible. To testify regarding the texting while driving activities they observed, your witnesses may need to be subpoenaed in some situations.

Officer’s Statement in the Case:

The more detailed the police report states that the other driver is at fault and careless, the more chance you have of proving impaired driving in court. The police reports must be filed as soon as possible after the incident and include specifics about the accident’s circumstances. In some cases, having a police officer testify in your favor can help you win your case.

Feed/Video Footage from the Security Cameras:

A police dash camera, a cell phone, or an intersection security camera may have captured video of the auto accident, depending on where it happened. It’s possible that other motorists captured it inadvertently. If you hire a lawyer, he can get all of these videos and use them as proof of negligence. They can ask the owners of the cameras to provide us with any footage they have to determine if it has the proof needed.

Reconstruction of an Accident:

The work of an accident reconstruction expert might help determine what happened when the vehicle hit the ground. After careful investigation and reconstruction, they’ll be able to show that the accident was caused solely by a negligent motorist. Distracted driving is a serious offense that a professional should only handle, which is why you should speak with a skilled distracted driving attorney about your specific case.

Texting and Driving: Who’s Liable?

All motorists have a legal obligation to drive reasonably to avoid causing harm to others. Texting while driving, for example, is considered negligent when someone does it on purpose with the knowledge that it is risky. The careless driver (or, more precisely, their insurance company) is legally responsible for compensating the victim for all losses or expenses associated with their acts if it can be demonstrated that your injuries and damages were caused directly by them.

Most of the time, the insurance company will do all in its power to avoid guilt or place some of the blame on you. But even if you have compelling proof, they will not be compelled to settle fairly or negotiate with you unless they are certain that your lawyer is prepared to take them to court.

Unfortunately, it would help if you bore the burden of proof, which is why having a lawyer on your side is so important. Don’t hesitate to contact our law firm for more information about your legal matter and how our law company may assist you.

How Can a Car Accident Lawyer be Helpful?

If you have been injured in an accident caused by a negligent motorist, you must contact an attorney right away. You’ll need legal counsel from the beginning. If you don’t have to go backward, the process goes considerably more quickly and smoothly for you.

Because every case is unique, you should consult with an experienced car accident lawyer. There is no guarantee that you will be compensated because you have been wounded. You must show that the defendant was careless. When it comes to proving negligence, an experienced lawyer will be far more efficient and successful than you could be.

The attorneys who specialize in careless driving cases are well-versed in the procedures for filing a claim with the insurance companies involved and, if necessary, bringing a lawsuit against those businesses. Regardless of how hard the insurance companies battle, you will be able to collect the full amount of compensation to which you are due if you have a lawyer on your side fighting for your legal rights.

Consult with a lawyer to avoid adding legal stress to your plate while coping with car accident injuries, vehicle damage, medical bills, and maybe the loss of a loved one. Contact Philadelphia Injury Lawyers for a free consultation.

Philadelphia: Car Accidents, Statistics and All You Need to Know

Philadelphia: Car Accidents, Statistics and All You Need to Know

Philadelphia has one of the lowest rates of vehicle ownership among all cities in the United States. According to Census Bureau statistics and Governing analysis, Philadelphia was the 14th most car-free city in the nation in 2013, with 0.968 cars per household. It does not imply that Philadelphia’s streets are empty or that driving in our city is safer than others.

Here, the Philadelphia personal injury lawyers offer you comprehensive information on Philadelphia automobile accidents because driving is still dangerous and may end in a vehicle accident that leaves you or someone you care about seriously injured.

Car accidents may occur at junctions, on highways, and in other places. A motorist may get distracted by their phone and collide with another vehicle. When two drivers are not paying attention and collide, a car accident occurs. Other times, drivers get so angry that they cause an accident or engage in a violent fight.

Speeding cars, bad weather, strong winds, and even missing traffic signals may all contribute to car accidents. It is recommended that drivers slow down while getting on the road, utilise their turn signals, and maintain their eyes on the road, and set mobile phones to Do Not Disturb mode, and maintain both hands on the steering wheel when conversing with passengers. Accidents may also occur when drivers are sleepy or unable to focus on the road. As a result, vehicles may need to pull over or remain at home. Drivers who have been working all day or who drive after dark must use extra caution.

Statistics of Car Accidents in Philadelphia:

According to the Pennsylvania Department of Transportation, in 2014 alone, there were 10,627 automobile accidents in Philadelphia County. 7,788 of these resulted in someone being injured. 89 of these incidents resulted in at least one death, for a total of 97 fatalities. 38 of those killed in vehicle accidents were pedestrians, demonstrating how hazardous walking on city streets can be. In 2014, 18 of the total number of deaths in Philadelphia County were caused by alcohol-related accidents.

When City Data compares these figures to the rest of Pennsylvania’s fatal accident data, it discovers that Philadelphia’s totals are lower than the state average. In 2014, there were 6.2 fatal automobile accidents per 100,000 inhabitants in Philadelphia. It was lower than the state average of 8.4 persons per 100,000. However, this lower percentage does not necessarily imply that driving in Philadelphia is safer than driving everywhere else in the state. Instead, the lower statistics are most likely because more miles are driven at slower speeds in Philadelphia than everywhere else in the state. Accidents at these lower speeds are much less likely to result in death; thus, these percentages remain low.

Philadelphia Car Insurance:

The city’s low vehicle population indicates that getting into a car accident in Philadelphia may be more expensive and hazardous than elsewhere.

The fact that so many people live in abject poverty inside the city boundaries is the primary cause of the city’s lack of automobiles. Deep poverty is defined as half of the federal poverty line, which means that a family of three would be in deep poverty if their total income were $10,000 or less. 12.2% of Philadelphians — almost 185,000 individuals – are impoverished. It places Philadelphia at the top of the list of the country’s ten most populated cities in terms of severe poverty. This figure is almost double the national average of 6.3%. With so many people living in abject poverty, the number of vehicles possessed inside the city boundaries is limited to a minimum.

Those who live in or near poverty and own a car, on the other hand, are likely to be uninsured. Given how much insurance costs in Philadelphia, it is particularly probable – almost treble what it costs in other parts of Pennsylvania.

When you get into a vehicle accident with someone who doesn’t have auto insurance, the intricacy of the accident skyrockets; if they caused the accident and are held responsible for your property damage and injuries, you may be out of luck — without insurance. Usually, without the resources to pay your costs out of pocket, there may not be enough money to go around. Even if you have uninsured motorist coverage on your vehicle insurance policy, it may not cover all of your medical costs and other expenditures.

Attorneys for Car Accidents in Philadelphia:

When you are injured in a vehicle accident, your priority should be your well-being and receiving the necessary medical treatment. Then you question what occurred and who is to blame. If you were injured in a vehicle accident in Pennsylvania, you might have a legal right to seek damages from the at-fault driver. Pennsylvania automobile accident laws will govern your case.

In most cases, personal injury legislation is dependent on carelessness. The legal doctrine of negligence is described as “a failure to conduct with the degree of care that anyone of average foresight would have taken under the same circumstances.” It may consist of acts, but it may also comprise of omissions in certain situations. 

The automobile insurance legislation in Pennsylvania is more complicated than other state statutes. Pennsylvania has implemented a one-of-a-kind “no-fault” system for auto accidents claims. When purchasing insurance, a person must select between two kinds of insurance coverage.

There are two kinds of torts: full tort and limited tort (no-fault). In most instances, if a person gets in an accident under the no-fault option, they will not be allowed to file a lawsuit to seek compensation. Instead, even if they were not at fault, they will claim with their own insurance company.

What if you pursue a personal injury case to collect compensation for injuries sustained in a vehicle accident, but you are partly to blame? In such a scenario, Pennsylvania’s comparative fault rules may come into play. These rules govern how much you may recover in an accident that you contributed to or even if you can recover anything at all. The state of Pennsylvania follows a modified regulation. This legislation enables you to collect compensation if your fault is not higher than the other driver’s.

A big monetary judgment for your losses will not return your dear ones or the existence you had before sustaining a serious injury. However, it can assist you in dealing with the financial repercussions of your injury and provide you with the best potential future. Every state has a time restriction for bringing a lawsuit.

These time limitations are rigorously enforced; therefore, following this regulation is essential because if you do not submit your lawsuit before the time limit expires, you will most likely lose your right to make a lawsuit for the accident. Therefore, you should seek the advice of an expert lawyer or consult a law firm as early as possible. Click here for a free consultation with Philadelphia personal injury lawyers.

Car Insurance: Full Tort Vs Limited Tort

Car Insurance

Have you been offered to consider Full Tort or Limited Tort? If these terms are new to you and have no clear understanding on what each represent, this is a quick overview on what you need to know as you start preparing your car insurance policy.

What is Full Tort?

When you choose Full Tort option, you can recover all the economic losses or damages such as medical expenses, loss of income, property damages and a lot more. This option includes pain and suffering regardless to the severity of injuries incurred in a car accident according to a car accident attorney in Philly.

For those first timers buying car insurance policies, this may not sound a big deal, but if you will take the professional advice of an experienced Philly car accident lawyer, choosing the Full Tort coverage is a wise decision when it comes to the amount of settlement you will receive.

What is Limited Tort?

If you are searching for car insurance policy the first thing you will discover if you come across the Limited Tort coverage is it is a lot cheaper, around 15% lesser that the Full Tort coverage cost. This could be bigger savings on your end, but if you carefully address the possibility of the extent of your car accident injury, choosing the Limited Tort option has limitation on rights of the named insured including the people listed under your insurance policy like friends, relatives or loved ones. According to a credible car accident attorney in Philly the Limited Tort coverage doesn’t permit a party that is injured in a car accident to claim for pain or suffering or other non-economic losses unless he or she suffered a life altering injury. Based on the experiences of a top-notch Philly car accident lawyer, selecting Limited Tort coverage only limits your claim to medical expenses, loss  of wages, other out-of pocket expenses, but not pain or suffering, which can be the crucial part of a car accident claim.

Full Tort Vs Limited Tort

If you are living in Pennsylvania, you have the option to consider the Full Tort when preparing for your car insurance policy. If you choose Full Tort, this permits you to file a lawsuit for pain or suffering, however if you opted for Limited Tort, you forfeit your right to claim for pain and suffering.

Aside from that, Limited Tort coverage only provides small discount on a car insurance monthly premium. It may seem appealing for first time buyers of car insurance policies because of the monthly savings you will get, but, when the unforeseen event occurs without any warning and been injured from a car accident, you would be disappointed why you even opted for this type of coverage. Why. Saving a few bucks on your monthly premium can’t compensate the emotional and physical pain or suffering that you will experience after a car accident.

Advantages of Full Tort Coverage

A Philly car accident lawyer will recommend to PA drivers to choose the Full Tort for their auto insurance policies because of the many advantages they will enjoy such as:

  • Full protection given to the policyholder for the unavoidable events in the future resulting to a car accident.
  • Extended full protection coverage given to other parties listed under the insured policyholder (friends or family members).
  • Peace of mind that you are given the best protection coverage after the car accident.

How to fully understand the PA auto insurance coverage?

If you are confused on what type of coverage to include for your auto insurance policy, you can always consult a car accident attorney in Philly about the Full Tort vs Limited Tort coverage and learn the best policy coverage for you.

What Are The Types Of Compensation A Person Can Claim After A Car Accident?

Have you been a victim of a horrific car accident in Philadelphia? There are different types of compensation you can file if you decide to file a lawsuit; the compensatory damages and punitive damages. So, what are compensatory and punitive damages? If this is your first time to hear these law terms, let me give you a quick brief and what you must do to get the right compensation.

Definition of Compensatory Damages

Compensatory damages are the claims that can be quantified as expenses. Most victims of car accidents according to a Philadelphia attorney will get compensatory damages for any of the following listed below:

  • Medical expenses

Anything  hospital bill incurred while getting treated from your injuries after a car accident could be claimed as medical expenses such as doctor’s visits, use of medical devices and instruments to diagnose your present condition as well as those expenses that will cover future rehabilitation.

  • Loss of daily wages or earnings

Whether you are employed or run a business, you are also entitled for loss of income due to the car accident injury. If your injury resulted to a case of permanent disability, a percentage of what you will earn in the coming years will also be computed and given as part of your compensation.

  • Loss or damages to property

If the major collision with another vehicle led to the total destruction of your car, you are entitled for reimbursement for repairs or purchased of a new vehicle. The amount you will receive in purchasing a new car will be based on the prevailing market value of your damaged car.

Definition of General Damages

According to a lawyer in Philly, “general damages” are also another type of compensatory damages, but cannot be quantified in terms of bills or medical reports. They refer mostly on the pain or discomfort felt by the victim of a car accident and can be divided into the following classifications:

  • Physical pain and suffering
  • Mental (psychological suffering)
  • Loss of interest to enjoy life
  • Loss of consortium ( received by the spouses left behind after the car accident)

Definition of Punitive Damages

These types of damages are rare and if the court together the jury found the defendant’s action to be malicious or outrageous, they may file punitive damages and are meant to punish specifically the defendant and prevent him or her from doing the same action in the future.

How to determine which type of damages to file in a car accident case?

You will need an expert lawyer with solid track record of handling car accident cases to assess if your compensation claim after a recent car accident has legal grounds and considered valid under the Philadelphia car accident rules.

Don’t let your doubts whether you should file a lawsuit or not prevent you from receiving whatever compensation you really deserve. This is the appropriate time to consult a Car Accident Lawyer Philadelphia and be guided on your next action to make.