Category Archives: car accident lawyer Philadelphia

Types Of Compensation A Person Can Claim After A Car Accident

Car Accident Lawyer Philadelphia

Have you been a victim of a horrific car accident in Philadelphia? There are different types of compensation you can file if you decide to file a lawsuit; compensatory damages and punitive damages. So, what are compensatory and punitive damages? If this is your first time to hear these law terms, let me give you a quick brief and what you must do to get the right compensation.

Definition of Compensatory Damages

Compensatory damages are the claims that can be quantified as expenses. Most victims of car accidents according to a Philadelphia attorney will get compensatory damages for any of the following listed below:

 

  • Medical expenses

 

Any hospital bill incurred while getting treated from your injuries after a car accident could be claimed as medical expenses such as doctor’s visits, use of medical devices and instruments to diagnose your present condition as well as those expenses that will cover future rehabilitation.

 

  • Loss of daily wages or earnings

 

Whether you are employed or run a business, you are also entitled to loss of income due to the car accident injury. If your injury resulted in a case of permanent disability, a percentage of what you will earn in the coming years will also be computed and given as part of your compensation.

 

  • Loss or damages to property

 

If the major collision with another vehicle led to the total destruction of your car, you are entitled to reimbursement for repairs or purchased of a new vehicle. The amount you will receive in purchasing a new car will be based on the prevailing market value of your damaged car.

Definition of General Damages

According to a lawyer in Philly, “general damages” are also another type of compensatory damages, but cannot be quantified in terms of bills or medical reports. They refer mostly on the pain or discomfort felt by the victim of a car accident and can be divided into the following classifications:

  • Physical pain and suffering
  • Mental (psychological suffering)
  • Loss of interest to enjoy life
  • Loss of consortium ( received by the spouses left behind after the car accident)

Definition of Punitive Damages

These types of damages are rare and if the court together the jury found the defendant’s action to be malicious or outrageous, they may file punitive damages and are meant to punish specifically the defendant and prevent him or her from doing the same action in the future.

How to determine which type of damages to file in a car accident case?

You will need an expert lawyer with a solid track record of handling car accident cases to assess if your compensation claim after a recent car accident has legal grounds and considered valid under the Philadelphia car accident rules.

Don’t let your doubts about whether you should file a lawsuit or not prevent you from receiving whatever compensation you really deserve. This is the appropriate time to consult a Car Accident Lawyer Philadelphia and be guided on your next action to make.

Philadelphia Lawyer Guide- What To Do After A Car Accident?

Philadelphia Car Accident Lawyer

Even if you are severely shaken after a car accident, you need to have the presence of mind and be aware of your surroundings. According to a Philadelphia lawyer, here are the steps that you have to do after a car accident.

Step #1 – Don’t panic

It’s normal for anyone who got involved in a car collision to experience fear. It would be helpful if you don’t panic, especially if you have other companions inside the vehicle. Gather your strength and maintain full control of yourself.

Step #2 – Don’t leave the scene

Leaving the scene isn’t a good idea, especially if someone had been badly injured due to the collision. If you decide to leave that very moment, people witnessing the incident may assume it’s your fault and you could be facing a serious legal offense like a hit-and-run.

Step #3 – Call the highway patrol immediately 

If you and another driver had a major collision and led to serious injury or possible death of another person, you have to call the highway patrol or police immediately and report the car accident. Wait for the assistance to arrive and give clear details of the incident.

Step #4 – Disclose real information

In most cases of road accidents, drivers involved in collisions need to disclose real information such as name, address, license number, vehicle plate number including an insurer. If there are passengers, their information details will be needed according to best practices applied to road rules and regulations.

Step #4 – Get witnesses’ contact details

Most car-related accidents have witnesses. It would be very helpful for those involved in the car accident to get the witnesses’ contact details according to an attorney with a specialization in car accident cases in Philadelphia. Among the important information that you need to get from a witness is the name, address, and contact number. Why? These witnesses would be needed in the event your car accident case will undergo litigation proceedings and eventually lead to a trial.

Step #5 – Notify your insurer

If you have a car insurance policy, notify your insurer the soonest possible time after the car accident. Why? Filing a car insurance claim may take days or weeks, and if you don’t inform the insurer, delays may arise. Again, it’s crucial that you only disclose real and honest facts about the incident because your insurance claim can be denied.

Step #6 – Get medical treatment

One of the legal documents needed in the event you will file a car accident case is a medical report from the doctors and other medical professionals who attended your medical emergency needs. So, it’s a wise decision to get medical treatment soon to get the right treatment and prevent the injury from becoming worse. Besides, your medical bills including follow-up treatment expenses could also be used as evidence when your lawyer in Philadelphia decides to file your car accident case.

Step #7 – Keep your evidence in a secured place

Gathered pieces of evidence during a car accident are vital for an insurance claim and when filing an accident case. Keep all pieces of evidence like photos of your injuries, wrecked car, or stained clothes in a secured place, so that when your hired Philadelphia Lawyer will require them, you have quick access.

Consulting a legal representative that specializes in car accident cases is the very first thing you need to prioritize after recovering from your injuries or losses. A car accident lawyer generally offers a contingency fee agreement to their clients, so having not enough funds to pay for the professional fees of this professional should not be an issue. Contact an attorney now and find out how you can get the right compensation.

Difference Between Limited Tort And Full Tort Insurance In Pennsylvania

Limited Tort And Full Tort

Car accidents leave lasting effects on the victims and their families. In Pennsylvania, you’ll have two options while preparing your car insurance policy. You can choose Full Tort or Limited Tort. What is Tort? Tort means that an individual can ask for legal action against someone else for causing pain and suffering to them during an accident.

Of all the decisions regarding car insurance, the selection of tort i.e. limited or full insurance tort is the most important. Understanding the differences between full tort and limited tort insurance can be a challenging task. The majority of drivers don’t understand the important difference between the full and limited tort insurance coverage. This article will help you understand all the differences between full tort insurance and limited tort insurance.

Types of Damages

There are two types of damages occur in a car accident i.e. Monetary Damages and Non-Monetary Damages.

Monetary Damages

  • Medical bills
  • Medications
  • Rental car fees
  • Lost wages

Non-Monetary Damages

  • Pain and suffering
  • Stress
  • Loss of companionship
  • Inconvenience
  • Embarrassment
  • Inability to enjoy life

Unlike monetary damages, non-monetary damages are not easy to determine. The value of such damages depends on various factors such as your age, the amount of injuries, the severity of injuries, the amount of medical treatment you receive and how your injuries have affected your life.

Full Tort

Under Full Tort coverage, you may ask for legal assistance to acquire full compensation for medical costs, lost wages, and all other expenses. You and your loved one may also ask for non-monetary damages. By choosing full tort insurance coverage, there is no limitation to your right to receive compensation for injuries you suffer in a car crash. Full tort insurance may cost more, but the benefits of this coverage are endless.

Limited Tort

Under Limited Tort coverage, you can sue for unpaid medical bills, lost wages, property damage, and other expenses related to an accident. You will not receive compensation for non-monetary damages. This type of tort was developed to reduce lawsuits and pass the savings on to the individual. Your insurance agency will lower your monthly Liability and PIP premium payments instead of giving compensation for non-monetary damages.

Car accident lawyer Philadelphia

Full Tort insurance is one of the best forms of protection as this will cover monetary as well as non-monetary damages. If you are the victim of a car accident in Philadelphia, Pennsylvania, hire an experienced Car accident lawyer Philadelphia. He/she will help you providing limited or full tort insurance coverage for your damages.

How Can a Philadelphia Car Accident Lawyer Help Me?

If you have been injured in a car accident, then you need an well experienced lawyer who can help you. When you contact our associates, attorney professional of Philadelphia Car Accident Lawyer will make sure to take care of you by sending out an investigator. They will interview you and take photographs of the automobile involved in the auto wreck, and we will gather everything necessary such as witnesses, information from the car crash and any other details that can support your claims.

Accidents can cause a serious injury – or many other injuries. The stress from the pain ultimately adds on with medical bills, causing you to struggle both physically and financially. A car accident lawyer from our Philadelphia Car Accident Lawyer can help you recover any money lost during these struggling times after a vehicle accident which can include medical bills, lost wages and any other pain and suffering. Contact your car accident expert at 888-734-6587 or Submit Your Case Online so an accident lawyer can start on your case right now.

Information About Auto Accidents in Philadelphia:

People often don’t realize that after being involved in an accident that causes a personal injury, they will definitely need an injury lawyer. Remember that having a lawyer by your side doesn’t mean you are filing a lawsuit. This only means that you are protecting your rights, which you should always do, especially when the insurance company refuses to pay for all of your damages. Never sign anything before talking to a car accident professional lawyer so you can get the fair compensation you deserve, not a quick settlement that the insurance company thinks you are owed.

Keep these questions in mind when dealing with a car crash:

  • What is the total of my medical bills?
  • What is the extent of my injuries?
  • Will I need future medical care?
  • Were you hurt on the job?
  • Will you need a new automobile?

Car Accident / Wrongful Death Attorney:

We make sure to handle each case compassionately, especially if these involved the death of a loved one. We understand that these are hard times filled with financial and emotional struggle. Driving on roads in our state should not be dangerous, but unfortunately sometimes an accident can be unavoidable. The worst result of these wrecks is when someone losses their life as a result of another person’s negligence. If you have lost someone dear to you due to an accident, make sure to contact somebody from our firm as soon as you need the help about your accident case. We can help you throughout your case, so you can receive the compensation that you and your family are owed for this pain and suffering. Receive the closure you deserve. Contact a car wreck lawyer from our Philadelphia Car Accident Lawyer today at 888-734-6587 or fill out the FREE case evaluation on our website. We promise to work hard for you and your family, helping you get set on the path to financial and emotional recovery.

Car Insurance: Full Tort Vs Limited Tort

Have you been offered to consider Full Tort or Limited Tort? If these terms are new to you and have no clear understanding on what each represent, this is a quick overview on what you need to know as you start preparing your car insurance policy.

What is Full Tort?

When you choose Full Tort option, you can recover all the economic losses or damages such as medical expenses, loss of income, property damages and a lot more. This option includes pain and suffering regardless to the severity of injuries incurred in a car accident according to a car accident attorney in Philly.

For those first timers buying car insurance policies, this may not sound a big deal, but if you will take the professional advice of an experienced Philly car accident lawyer, choosing the Full Tort coverage is a wise decision when it comes to the amount of settlement you will receive.

What is Limited Tort?

If you are searching for car insurance policy the first thing you will discover if you come across the Limited Tort coverage is it is a lot cheaper, around 15% lesser that the Full Tort coverage cost. This could be bigger savings on your end, but if you carefully address the possibility of the extent of your car accident injury, choosing the Limited Tort option has limitation on rights of the named insured including the people listed under your insurance policy like friends, relatives or loved ones. According to a credible car accident attorney in Philly the Limited Tort coverage doesn’t permit a party that is injured in a car accident to claim for pain or suffering or other non-economic losses unless he or she suffered a life altering injury. Based on the experiences of a top-notch Philly car accident lawyer, selecting Limited Tort coverage only limits your claim to medical expenses, loss  of wages, other out-of pocket expenses, but not pain or suffering, which can be the crucial part of a car accident claim.

Full Tort Vs Limited Tort

If you are living in Pennsylvania, you have the option to consider the Full Tort when preparing for your car insurance policy. If you choose Full Tort, this permits you to file a lawsuit for pain or suffering, however if you opted for Limited Tort, you forfeit your right to claim for pain and suffering.

Aside from that, Limited Tort coverage only provides small discount on a car insurance monthly premium. It may seem appealing for first time buyers of car insurance policies because of the monthly savings you will get, but, when the unforeseen event occurs without any warning and been injured from a car accident, you would be disappointed why you even opted for this type of coverage. Why. Saving a few bucks on your monthly premium can’t compensate the emotional and physical pain or suffering that you will experience after a car accident.

Advantages of Full Tort Coverage

A Philly car accident lawyer will recommend to PA drivers to choose the Full Tort for their auto insurance policies because of the many advantages they will enjoy such as:

  • Full protection given to the policyholder for the unavoidable events in the future resulting to a car accident.
  • Extended full protection coverage given to other parties listed under the insured policyholder (friends or family members).
  • Peace of mind that you are given the best protection coverage after the car accident.

How to fully understand the PA auto insurance coverage?

If you are confused on what type of coverage to include for your auto insurance policy, you can always consult a car accident attorney in Philly about the Full Tort vs Limited Tort coverage and learn the best policy coverage for you.

Philadelphia Car Accident Facts

Over the past years, car related accidents in Philadelphia have dramatically risen based on generated statistics. Most of these reported car crash incidents around Philadelphia are due to increase in population, the presence of multi-lane, high-speed roadways and highways in the area. Regardless of these reasons, many individuals are becoming victims and being injured in car accidents. So, if you or a loved one has suffered severe injuries from a recent car accident, it would be a wise decision to consult a car accident attorney in Philly and have your case reviewed immediately.

Recent Statistics Report of Car Related Accidents

Based on 2015 Pennsylvania Crash Facts and Statistics report from Pennsylvania Department of Transportation (DOT) which was released late of 2016, the number of car crashes statewide totaled 127,127. This figure already includes 59,290 on personal injury crashes and 1,102 on fatal crashes. Below is the statistics compilation:

  • Severe injuries (3,030); moderate car crashes (12,503); and minor injury related crashes (40,364).
  • Philadelphia County reported a total of 8,341 personal injury crashes with the biggest number coming from Pennsylvania.
  • Philadelphia County reported a total number of 85 fatal car crashes the highest figure is from Pennsylvania.
  • Most of the car crash happened in January while the fatal incidents of car crashes occurred in August.
  • The report cases of car crashes happened on Fridays with the highest number of fatal crashes occurred on Sundays.
  • Among the public holidays were these crashes happened are during Thanksgiving, Memorial Day, Fourth of July, and Labor Day, including Christmas.

Causes of Car Accidents

The common causes of car crashes reported in Philadelphia including its nearby areas often include the following:

  • Drivers disobedience on traffic laws, signals, signs and traffic control devices
  • Failure to account existing hazards and unfavorable conditions on the road
  • Bad driving habits like reckless driving
  • Driving under the influence of alcohol or drugs

What should be done if you get involved in a car accident?

If you are involved in a car accident, it’s crucial that you conduct a thorough investigation to verify if you can be entitled to compensation. You should also seek the legal representation of any of the members of car accident lawyers in Philadelphia to evaluate your case, gather more evidence and prove that negligence of another driver is present through the acquisition of the following legal documents:

  • Vehicle maintenance records
  • Surveillance footage report
  • Cell phone records
  • Medical records
  • Toxicology reports

The car accident attorney in Philly may also gather written testimonies from third parties like witnesses to support your car accident case to be valid.

What is expected from your hired car accident lawyer in Philadelphia?

While your attorney is busy doing the groundwork of your car accident case, this legal representative may also take responsibility in doing the following actions:

  • Make phone calls
  • Filling out required forms
  • Discuss with the client’s insurer’s adjuster about the compensation for injuries

Car Accident Lawyers in Philadelphia on Car Accident Cases

If you have been a victim of a horrific car collision due to the negligence of another driver, credible car accident lawyers in Philadelphia are ready to assist you with your case. Remember, get the right compensation is not always easily acquired from the insurance company and may become time- consuming as you try to defend the legality of your car accident case. If there has been an unfair judgment on your insurer’s decision, don’t hesitate to contact a reputable car accident attorney in Philly and let this expert defend your case in a court trial.

 

Who Is Really At Fault In Car Accidents Involving Pedestrians?

Do you want to know the real score on who is really at fault in car accidents involving pedestrians? Imagine yourself or a loved one being involved in a car accident, but as a pedestrian. What are your legal options when this unforeseen incident happens and left you badly injured? Below are some issues you need to be aware of the lawsuits on car accidents where a driver and pedestrian is concerned including the role of a car accident lawyer Philadelphia.

Who is really to blame for pedestrian accidents?

This is a crucial question that a pedestrian must address before making a final decision whether to file car accident case or not after being hit or struck by a moving vehicle. The following concerns must be given a straightforward answer:

  • Is the vehicle involved tried to beat the red light?
  • Was the driver under the influence of liquor or doing something else like using a mobile device?
  • Have you forgotten to check on the traffic light sign and decided to walk?
  • Could either you or the driver concerned have prevented this accident from happening?

In most cases of car accidents involving pedestrians, a pedestrian according to a lawyer in Philadelphia could get compensation in a car accident case if the driver is at least partially at fault. But, if the pedestrian is unmindful of the surroundings or busy texting or talking on his or her mobile phone while trying to cross a pedestrian lane and the driver could not do anything right at the moment, there is a little chance that the pedestrian will win this case.

On the other hand, in a different scenario of a car accident involving a pedestrian, if there are more than one driver involved in this bad incident, who can be blamed? For example, Driver A beat a red light while Driver B had a green light and swerve to avoid making a collision with the vehicle of Driver A. But, this sudden swerve led to Driver B losing control and accidentally hit a pedestrian in the name of Dennis. Can Dennis sue both drivers involved in this accident? Drive B though not fully accountable for this accident is also viewed to be contributory because he or she failed to take control of his or her vehicle after the swerve. Driver A under a car accident case may be compelled to pay the biggest amount of damages filed.

What damages can a pedestrian claim?

If the car accident involving a pedestrian happened within Philadelphia, the damages that can be covered when the legal representative of the injured person files a car accident case are:

  • Medical expenses that will cover both the present bills as well as future expenses that may arise while the injured pedestrian is under recovery stage.
  • Loss of earnings due to inability to resume to work.
  • Pain and suffering can also be part of the damages.
  • Loss of interest to do the things the pedestrian used to love prior the car accident.

Who to turn for professional advice if confused where you should file a pedestrian car accident case?

Another question that will haunt an injured pedestrian is, “Who can really shed light after this car accident?” If the accident occurred in Philadelphia, contacting a local legal representative like a lawyer in Philly could be the only option for now and find out if your pedestrian accident can proceed to a lawsuit.